📋 Loan Application
Compliance & Product Eligibility Assessment
⚠️ This application is subject to BIS Product Guide v1.0. All information must be accurate and complete.
👤 Applicant Information
Full Legal Name / Business Name
Business Entity Type
-- Select --
Individual / Sole Trader
Company (Pty Ltd)
Trust
Partnership
Determines guarantor requirements and product eligibility
ABN (Australian Business Number)
Commercial benefit & terms confirmation required
GST Registration Status
-- Select --
Yes - Registered for GST
No - Not registered
Credit Score
⚠️ Credit score below 600 will result in rejection
💰 Loan Details
Loan Amount (AUD)
Minimum $100,000
Loan Purpose
-- Select --
Property Purchase
Refinance Existing Loan
Working Capital
Debt Consolidation
Business Investment
Loan Term (Months)
Interest Rate Type
-- Select --
Fixed Rate
Variable Rate
🏠 Property Details
Mortgage Position
-- Select --
1st Mortgage (Preferred)
2nd Mortgage
2nd mortgages require priority agreement with 1st lender
Property Type
-- Select --
House
Townhouse
Apartment
Commercial Property
Vacant Land
Rooming House
Postcode
Postcode category will be determined
Property Value (AUD)
LVR %
Apartment Living Area (sqm)
Minimum 50 sqm required
Units in Complex
Max 2 units if <10 units total; max 10% if >11 units
Number of Bedrooms
Maximum 5 bedrooms allowed
Remaining Leasehold Period (Years)
Minimum 10 years required
Property in Personal Name?
❌ HARD STOP: Properties in personal names are NOT ALLOWED. Must be company/trust.
🚪 Exit Strategy (Required)
Primary Exit Strategy
How will the loan be repaid?
Secondary Exit Strategy
Backup repayment mechanism
🔐 Guarantor Information
All Company Directors Must Guarantee
Shareholders >25% (for AML Assessment)
🤖 Assessment & Support Chat
Real-time eligibility analysis
👋 Welcome to BIS Loan Qualification Assistant. Complete the form on the left and submit to begin your assessment. Our AI agents will analyze your application against BIS Product Guide requirements.
Send